If the emails annoy you, just turn them off!
I've explained this many times and in many places, but here are the details again.
- If Kiva's promotional emails include an 'unsubscribe' link, use it. Or...
- Sign in to Kiva, go to 'Settings' and then 'Email preferences', and un-tick 'News, inspiration and promotions'.
If you're unhappy with your repayment rate or delinquency rate, choose shorter loans, and loans that are lower risk. I've made 610 loans during the past 8 years, and my delinquency rate is only 0.71%. Yes, really!
Use this link to see a list of short-term, low-risk loans. Or...
To choose a borrower, use check boxes to filter the loans by any combination of criteria, including country, gender, groups or individuals, and sector (which often refers to the borrower's business - agriculture, arts, manufacturing, services etc). Use the 'Sort by' drop-down menu to display the loans in various ways. 'Loan length' sorts them with short-term loans at the top.
If you intend to search for similar loans in the future, set your filters and sort order, then create a bookmark in your browser.
This image shows some of the advanced settings in Kiva's 'classic view'; but you can switch to 'category view' if you wish.
Most of us 'recycle' our investment by relending the $25 each time it's repaid. By doing so, we have made a huge difference in the lives of many hard-working families who just needed a loan (not a handout). Please join us!